Personal Accounts

Checking Accounts


Checking accounts are the blue jeans of banking - they have to fit perfectly.  Each Custer Federal State Bank checking account can be accessorized with everything from checks that reflect your unique personality to Visa® Debit Cards that make day-to-day purchases fast, simple, and secure.  Add the benefit of Custer Federal State Bank online and mobile banking applications that allow you to check account balances, transfer funds, deposit checks, and pay bills to the benefit of physical banking services like 24/7 ATM and night-drop access together and it is easy to see just how comfortably a Custer Federal State Bank checking accound can fit your lifestyle.

For a side-by-side comparison of all our checking accounts, download: Checking Account Comparisons.

Premier Checking

Age Requirement

Age 23 to 61

Service Charge

$3.00 per month
No service charge with average daily balance over $500.00

Interest Earned

View our Interest Rate Sheet

Minimum Balance to Open

$50.00

Cashier's Checks & Money Orders

$2.00 per check

Check Orders

$13.00 to $42.00 a box (plus shipping)

Overdraft Fees

$30.00 per transaction

When is interest paid?

Interest is compounded monthly and deposited on the last day of the cycle.

ATM Withdrawals

Custer Federal State Bank ATMs - Free of charge

Foreign ATM:
Two free transactions per month
$1.50 for each additional transaction

Additional Information

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First Checking

Age Requirement

Age 22 and younger

Service Charge

No Service Charge

Interest Earned

View our Interest Rate Sheet

Minimum Balance to Open

$50.00

Cashier's Checks & Money Orders

$2.00 per check

Check Orders

Free Basic Checks

Overdraft Fees

$30.00 per transaction

When is interest paid?

Interest is compounded monthly and deposited on the last day of the cycle.

ATM Withdrawals

Custer Federal State Bank ATMs - Free of Charge

Foreign ATM:
Two free transactions per month
$1.50 each additional transaction

Additional Information

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Sterling Checking

Age Requirement

Age 62 and older

Service Charge

No Service Charge

Interest Earned

View our Interest Rate Sheet

Minimum Balance to Open

$50.00

Cashier's Checks & Money Orders

$2.00 per check

Check Orders

Free Basic Checks

Overdraft Fees

$30.00 per transaction

When is interest paid?

Interest is compounded monthly and deposited on the last day of the cycle.

ATM Withdrawals

Custer Federal State Bank ATMs - Free of charge

Foreign ATM:
Two free transactions per month
$1.50 each additional transaction

Additional Information

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Commercial Checking

Age Requirement

18 and older

Service Charge

$5.00 per month

No service charge with average daily balance over $5000.00

Interest Earned

View our Interest Rate Sheet

Minimum Balance to Open

$50.00

Cashier's Checks & Money Orders

$2.00 per check

Check Orders

$13.00 and up (plus shipping

Overdraft Fees

$30.00 per transaction

When is interest paid?

--

ATM Withdrawals

Custer Federal State Bank ATMs - Free of charge

Foreign ATM:
Two free transactions per month
$1.50 each additional transaction

Additional Information

$0.15 per check written with a credit of $0.10 per $100.00 average balance


Free Checking

Age Requirement

No requirement

Service Charge

No Service Charge

Interest Earned

View our Interest Rate Sheet

Minimum Balance to Open

$50.00

Cashier's Checks & Money Orders

$2.00 per check

Check Orders

$13.00 to $42.00 a box (plus shipping)
 

Overdraft Fees

$30 per transaction

When is interest paid?

--

ATM Withdrawals

Custer Federal State Bank ATMs - Free of charge

Foreign ATM:
Two free transactions per month
$1.50 each additional transaction

Additional Information

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