Personal Accounts

Savings Accounts


Please, do not bury your money; do not put your money in your mattress, and definitely do not hide it in your freezer.  Custer Federal State Bank has the perfect savings account to help you set aside funds in a safe and practical way.  All Custer Federal State Bank savings accounts can be managed via Custer Federal State Bank online and mobile banking applications, giving you the ability to manage your accounts with mobile deposits and online transfers as you watch your savings add up.

For a side-by-side comparison of our savings accounts, download: Savings Account Comparisons.

Statement Savings

Age Requirement

Age 23 to 61

Service Charge

$2.00 a month if Average Daily Balance falls below $250.00

Interest Rate

View our Interest Rate Sheet

Minimum Balance to Open

$50.00

Cashier's Checks & Money Orders

$2.00 per check

When is interest paid?

Interest is compounded and deposited semiannually.

Additional Information

You may tie your savings account to your checking account for overdraft protection.


First Savings

Age Requirement

Age 22 and younger

Service Charge

No Service Charge

Interest Rate

View our Interest Rate Sheet

Minimum Balance to Open

$50.00

Cashier's Checks & Money Orders

$2.00 per check

When is interest paid?

Interest is compounded and deposited semiannually.

Additional Information

You may tie your savings account to your checking account for overdraft protection.


Sterling Savings

Age Requirement

Age 62 and older

Service Charge

No Service Charge

Interest Rate

View our Interest Rate Sheet

Minimum Balance to Open

$50.00

Cashier's Checks & Money Orders

$2.00 per check

When is interest paid?

Interest is compounded and deposited semiannually.

Additional Information

You may tie your savings account to your checking account for overdraft protection.


Each of our savings accounts have a monthly limit of 6 transfers by phone, online, or in person.  For more information, please ask a representative.

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