CD Interest Rates
| Length of Term |
Interest Rate |
Annual Percentage Yield (APY) |
Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY |
| 6 Month |
3.72% |
3.75% |
$500.00 |
$500.00 |
| 9 Month |
3.98% |
4.00% |
$500.00 |
$500.00 |
| 12 Month |
3.86% |
3.90% |
$500.00 |
$500.00 |
15 Month
STEP-UP*** |
3.71% |
3.75% |
$500.00 |
$500.00 |
| 18 Month |
3.22% |
3.25% |
$500.00 |
$500.00 |
21 Month
STEP-UP*** |
3.47% |
3.50% |
$500.00 |
$500.00 |
| 24 Month |
3.22% |
3.25% |
$500.00 |
$500.00 |
27 Month
STEP-UP*** |
3.22% |
3.25% |
$500.00 |
$500.00 |
| 30 Month |
3.47% |
3.50% |
$500.00 |
$500.00 |
| 33 Month STEP-UP*** |
3.47% |
3.50% |
$500.00 |
$500.00 |
| 36 Month STEP-UP*** |
3.22% |
3.25% |
$500.00 |
$500.00 |
| 48 Month |
3.23% |
3.25% |
$500.00 |
$500.00 |
| 60 Month STEP-UP*** |
3.47% |
3.50% |
$500.00 |
$500.00 |
| IRA |
3.22% |
3.25% |
$50.00 |
$50.00 |
The interest rates and Annual Percentage Yields stated are accurate as of May 22nd, 2025.
Rates are subject to change.
*We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
A Jumbo rate may be offered for CD Deposits of $100,000.00 or greater. Please inquire with a new accounts representative for more information.
**Penalty may be imposed for early withdrawal on Certificate of Deposits.
***Rates may change after the account is opened. Fees may reduce earnings.
Please contact a representative for details at (308) 872-6486