CD Interest Rates
| Length of Term |
Interest Rate |
Annual Percentage Yield (APY) |
Minimun Deposit to Open Account |
Minimum Balance* to Obtain APY |
| 6 Month |
0.22% |
0.22% |
$500.00 |
$500.00 |
| 9 Month |
0.22% |
0.22% |
$500.00 |
$500.00 |
| 12 Month |
0.39% |
0.39% |
$500.00 |
$500.00 |
| 15 Month STEP-UP*** |
0.39% |
0.39% |
$500.00 |
$500.00 |
| 18 Month |
0.45% |
0.45% |
$500.00 |
$500.00 |
| 21 Month STEP-UP*** |
0.45% |
0.45% |
$500.00 |
$50.00 |
| 24 Month |
0.50% |
0.50% |
$500.00 |
$500.00 |
| 30 Month |
0.55% |
0.55% |
$500.00 |
$500.00 |
| 36 Month STEP-UP*** |
0.60% |
0.60% |
$500.00 |
$500.00 |
| 48 Month |
0.75% |
0.75% |
$500.00 |
$500.00 |
| 60 Month STEP-UP*** |
0.80% |
0.80% |
$500.00 |
$500.00 |
| IRA |
0.45% |
0.45% |
$50.00 |
$50.00 |
The interest rates and Annual Percentage Yields stated are accurate as of December 31st, 2021.
*We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
A Jumbo rate may be offered for CD Deposits of $100,000.00 or greater. Please inquire with a new accounts representative for more information.
**Penalty may be imposed for early withdrawal on Certificate of Deposits.
***Rates may change after the account is opened. Fees may reduce earnings.
Please contact a representative for details.